I saw many influencers / bloggers went to Shirakawa-go recently. And then, I found out my Shirakawa-go blog post is still pending in the draft box. Well, I guess it is a perfect time to continue writing about it. Stop giving myself an excuse for laziness. Lol. If you guys plan to pay a visit soon, hope you guys will enjoy reading and bookmark this as reference.

Which kind of property should I buy? Project or sub-sale? As a first timer, when I’m thinking to buy my first property, I have no idea whether should I buy project or sub-sale. I asked myself, will it make a huge different? In order to find out, I had done some research on them for comparison purpose. And here are some differences between them:

If you ask a person who know about real estate, most of the time they will tell you to buy project if you’re first timer.  Probably because it requires less Initial investment (deposit). The price is cheaper and most of the time, developer will provide cash rebate so you can actually save a lot.

If you have no idea how to buy a property for the first, what is the procedure. No worries, developer can help you to settle everything including legal fees and lawyer fees etc. Moreover, you don’t need to extra pay for that.

However, there are always pros and cons for everything. The main disadvantage would be need to wait for the project to be done. The waiting period is probably 36 - 48 months. Also, you need to pay progressive interest while waiting to get your key. Some of the buyer think it is higher risk than buying sub sale because you’re not sure about the surroundings. No one can predict what will happen in these few years.

Sub Sale
The main advantage No need to wait for so long. As long as your loan is approved, probably 3 - 4 months then you can get your house key. This is an essential factor for wedding couple if you need to move in urgently. Another benefit is since you already know the surroundings, for instance, schools or shopping malls is nearby so basically you can approximately know the value of that area.

Of course, since duration is shorter, sub sale property ‘s deposit is more expensive. Therefore, if you don’t have enough capital, you might consider buying project instead of sub sale property. 

In conclusion, I will said both of them have their advantages and disadvantages. At the end of the day, it is depends your situation.Till here.

Credit to Realestateguy for sharing with us his point of view for this article.

It's foodie time! Who doesn't love to eat dessert right? (Although I knew some of you might not) I'm not really fancy with dessert, but when it comes to soft serve ice cream and waffle... Hell yeah! Last weekend, boyfie and I went to Pavilion to send my bag for cleaning and shopping! After we finished shopping, we had decided to stop by Hail's Dessert & Soft Serve Cafe.


As a newbie in real estate / property industry, I have zero knowledge about property. However, when people talk about property, the first thing I heard was always about freehold or leasehold. I'm wondering why this topic is crucial when comes to property. Whenever you're telling people that this property is freehold, audience was like oh that's great. On the other hand, when you're telling people that you will buy a leasehold property soon, for sure they will ask how many years remaining. So, what’s the real difference between of them?

Lately, friends are asking why my skin condition turns better day-by-day. Well, because currently I'm using YEHWADAM Revitalizing Anti-Aging Products from THE FACE SHOP. It was a traditional herb line that contains Korean traditional herbs and flower extracts, inspired by stories of beautiful Korean women and their beauty secrets passed down through the generations.

Every Malaysian’s favourite question is — “What to eat?”. It is a common question we ask our friends, family, and colleagues almost every day. But, if you plan to visit IPC Shopping Centre, try out their app. It helps you to solve the problem. Wondering why? Continue reading to find out more.

Finally I blog about my Hong Kong Travelogue 香港之旅. I will try my best to clear all of my pending travel posts such as Japan and Thailand travelogue. If you're following my Instagram or Facebook, then you should know this was my third visit to Hong Kong. Therefore, we (me and my family) are not going to visit those mainstream attractions. Instead, we had visited some of them and some of the local restaurant which nearby our hotel. This post is all about the things to do and what to eat during my 5D4N Hong Kong Trip. 

Instagram | @shinilola

© SHINI LOLA | Travel, Beauty, Lifestyle.