KOH PHANGAN, THAILAND TRAVELOGUE

After visited Koh Tao, our next destination will be Koh Phangan as it just located nearby to Koh Tao. In case you missed my previous Koh Tao Travelogue, you may visit the link here. I always heard there are many things happening in Koh Phangan and I was looking forward to pay a visit with Lomprayah high-speed ferry.
LANDED VS HIGH-RISE PROPERTIES

Landed or high rise properties? Actually, there’s no right answer for this, it is always depending on owner’s own preferences. Because everyone got their different point of view. After some studies, I had shortlisted these 4 factors to thought through before you purchase a property :

  • Security Issue
Security wise, high rise is definitely win. Why? For example, when you drive to the guard house - one check point; Guard house to lobby, 2nd check point; Lobby go into the lift, 3rd check point; Go up to the resident, 4thcheck point. With multiple check points, it’s harder for thief to get in.  The percentage of break-ins in high rise buildings are lesser as compared to landed properties. In most cases should there be break-ins in high rise building, it would only be caused by internal personnel. That’s why developer keep emphasize that during launching.

However, even now there’s landed strata come with gated and guarded to increase the security. While for landed properties, thief is easy accessible via on the ground.

  • Investment Point of View. Cash Flow
First you need to ask yourself, capital appreciation or cash-flow? Most of the rich people have no problem on cash flow, therefore, they will choose to invest on landed as the price will definitely going up in future. Moreover, – buying a landed property actually own a piece of mother ground as compared to high rise properties.

If you’re worry about cash flow, then high rise properties are your better choice. Compare to terrace house, high rise buildings always get better rental deal as demand is higher.

  • Living Experience. Facilities or Without
Nowadays, living is one of the priority for the buyers. For example, married couple is definitely suitable to stay in high rise properties. Cleaning is very easy for 1000 square feet. People who want to be connected, accessible, going everywhere via public transportation. High rise properties also having facilities, pool, sauna, gym, games room and many more.

For landed, buyer probably go home to watch TV or have a walk to the garden. Which is why developer come out with landed strata where you got best of both world, you’ll get the facilities and spacious properties at the same time.

  • Maintenance Fees. Pay or No Need to Pay
Maintenance fees is painful for individual title owner. You need to pay for it as long as you own a high-rise property. Some investors choose not to pay the maintenance fees since they thought they didn’t use the facilities. However, with the new SMA (Strata Management Act) implemented rules & regulations will take action if owner don’t pay maintenance fees. Landed strata and high-rise properties need to pay for the maintenance while for landed properties owner, no need to pay.

Bear in mind that if you want to get your property for renovation, you need a permit to renovate for landed strata and high-rise properties. Yup, I know right. It kinda suck that you can't even renovate your own property even you're the owner. On the other hand, Individual title owner can renovate whatever they want to do. I guess the owner of landed property win it all.

Credit to Realestateguy for sharing with us his point of view for this article.
I WAS PROPOSED TO

I know, lots of you are waiting for me to share my wedding proposal story. I was proposed to by my boyfie, Kenji. Some friends and fans are curious to know more insight about it. Therefore, I'm gonna share the stories about #KENJIxSHINI are engaged with you guys here today. Special thanks to all my friends and fans for the greetings. I received so many comments, PM, DM, Wechat, Whatsapp messages and other social media platforms. You guys are just so sweet! I'm replying you guys one-by-one, even through the comments are a lot because I really appreciate each of your blessing.
THINGS YOU MUST KNOW FOR A LOCATION BEFORE BUY A PROPERTY

When you plan to buy a property, the first thing that most people talk about is location. Ever wonder why location is an important factor in purchasing a property? What kind of factors that you need to take note for a location of the property? Hartamas got you covered! Kindly find following for 5 things you must know for a location :
SHIRAKAWA-GO, JAPAN TRAVELOGUE

I saw many influencers / bloggers went to Shirakawa-go recently. And then, I found out my Shirakawa-go blog post is still pending in the draft box. Well, I guess it is a perfect time to continue writing about it. Stop giving myself an excuse for laziness. Lol. If you guys plan to pay a visit soon, hope you guys will enjoy reading and bookmark this as reference.
PROJECT VS SUBSALE PROPERTIES

Which kind of property should I buy? Project or sub-sale? As a first timer, when I’m thinking to buy my first property, I have no idea whether should I buy project or sub-sale. I asked myself, will it make a huge different? In order to find out, I had done some research on them for comparison purpose. And here are some differences between them:

Projects
Advantages
If you ask a person who know about real estate, most of the time they will tell you to buy project if you’re first timer.  Probably because it requires less Initial investment (deposit). The price is cheaper and most of the time, developer will provide cash rebate so you can actually save a lot.

If you have no idea how to buy a property for the first, what is the procedure. No worries, developer can help you to settle everything including legal fees and lawyer fees etc. Moreover, you don’t need to extra pay for that.

Disadvantages
However, there are always pros and cons for everything. The main disadvantage would be need to wait for the project to be done. The waiting period is probably 36 - 48 months. Also, you need to pay progressive interest while waiting to get your key. Some of the buyer think it is higher risk than buying sub sale because you’re not sure about the surroundings. No one can predict what will happen in these few years.

Sub Sale
Advantages
The main advantage No need to wait for so long. As long as your loan is approved, probably 3 - 4 months then you can get your house key. This is an essential factor for wedding couple if you need to move in urgently. Another benefit is since you already know the surroundings, for instance, schools or shopping malls is nearby so basically you can approximately know the value of that area.

Disadvantages
Of course, since duration is shorter, sub sale property ‘s deposit is more expensive. Therefore, if you don’t have enough capital, you might consider buying project instead of sub sale property. 

In conclusion, I will said both of them have their advantages and disadvantages. At the end of the day, it is depends your situation.Till here.

Credit to Realestateguy for sharing with us his point of view for this article.
HAIL'S CAFE @ PAVILION

It's foodie time! Who doesn't love to eat dessert right? (Although I knew some of you might not) I'm not really fancy with dessert, but when it comes to soft serve ice cream and waffle... Hell yeah! Last weekend, boyfie and I went to Pavilion to send my bag for cleaning and shopping! After we finished shopping, we had decided to stop by Hail's Dessert & Soft Serve Cafe.

FREEHOLD VS LEASEHOLD PROPERIES

As a newbie in real estate / property industry, I have zero knowledge about property. However, when people talk about property, the first thing I heard was always about freehold or leasehold. I'm wondering why this topic is crucial when comes to property. Whenever you're telling people that this property is freehold, audience was like oh that's great. On the other hand, when you're telling people that you will buy a leasehold property soon, for sure they will ask how many years remaining. So, what’s the real difference between of them?
THE FACE SHOP YEHWADAM REVITALIZING ANTI-AGING LINE

Lately, friends are asking why my skin condition turns better day-by-day. Well, because currently I'm using YEHWADAM Revitalizing Anti-Aging Products from THE FACE SHOP. It was a traditional herb line that contains Korean traditional herbs and flower extracts, inspired by stories of beautiful Korean women and their beauty secrets passed down through the generations.
THE MOOD MENU | IPC SHOPPING CENTRE

Every Malaysian’s favourite question is — “What to eat?”. It is a common question we ask our friends, family, and colleagues almost every day. But, if you plan to visit IPC Shopping Centre, try out their app. It helps you to solve the problem. Wondering why? Continue reading to find out more.
HONG KONG TRAVELOGUE 香港之旅

Finally I blog about my Hong Kong Travelogue 香港之旅. I will try my best to clear all of my pending travel posts such as Japan and Thailand travelogue. If you're following my Instagram or Facebook, then you should know this was my third visit to Hong Kong. Therefore, we (me and my family) are not going to visit those mainstream attractions. Instead, we had visited some of them and some of the local restaurant which nearby our hotel. This post is all about the things to do and what to eat during my 5D4N Hong Kong Trip. 
#SHINICNYOOTD 2018

Happy Chinese New Year my readers! Can't believe CNY passed so fast. I'm personally think the feeling and celebration of CNY in Malaysia are getting lesser. Some of Chinese doesn't really bother about CNY anymore. Maybe due to economic or lost of interest? Since most of the youngsters just looking on their mobile phone even come out for gathering. Anyway, I would love to share my #SHINICNYOOTD to with all of you! I started this topic since 2 years back and the responds is not bad so I thought I'm gonna continue this topic on every Chinese New Year.
PRODUCTNATION - PRODUCT REVIEWS & ROUNDUPS

I will be travelling with my friends soon. Can't wait to start my first trip in 2018! I want my trip to be perfect and therefore, planning ahead is essential. For me, packing list is really important because if I'm travelling to rural area, I might unable to purchase the thing that I had forgotten to bring during my trip. I try to search "travel packing list Malaysia" on Google and I'm glad that I found ProductNation.
Shini Lola with the LUNA play plus facial brush

For all beauty routine, cleansing is the most essential step for me. In my personal opinion, if we didn't cleanse our face clearly, even we apply many skin care on our face, it still won't absorb by our pores. However, how we do to make sure we really cleanse our face? Introducing LUNA play plus that I had received from FOREO, a facial brush which can clean your face with ease.
PRIMERO - SINGAPORE BASED ONLINE FURNITURE SHOP

As I'm looking for a new home, furniture play a key role for my plan. However, I'm looking for unique and ergonomic furniture instead of the common boring version. I found Primero on one of my recent research via online. 
BREAST IMPLANTS IN 2018

One of the most looked at parts of a woman’s body are her breasts. However not every woman is endowed in that department which has led to various procedures improving the size. This was around 3 decades ago. In 2018, technology has advanced so much and surgery techniques have improved to the point where size has been overtaken by shape and natural-looking in what is desirable. Different procedures have also been introduced aside from implants that improve the look and feel of the breasts and Korea, the #1 capital in the world for plastic surgery has seen a huge jump in breast enhancement procedure in recent years. Here is a breakdown of some of the procedures they offer.
WELLINGTON, NEW ZEALAND TRAVELOGUE

Finally it has comes to the last post of my New Zealand trip. Or should I blog about New Zealand Guide? Anyway, today post is all about Wellington which is the capital city and second most populous urban area of New Zealand. Love this city but the weather is so windy!
NAJ & BELLE @ COURTYARD SS15

It's been a longggggg time since I blogged about food. I guess the last food post was on September 2017. Since you guys has been DM me on Instagram asking any cafe recommendation. Also, not to mention #food is one of the most view category on my blog. Therefore, let me introduce the cafe of the day - Naj & Belle @ Courtyard SS15. Oh ya! By the way, I changed another filter / mood for this series of photos, let me know what you think by leaving a comment.
NEW YEAR EVE WITH NEON COUNTDOWN 2017

Happy New Year 2018! This is my first post of 2018 and hopefully you guys enjoy reading it. How was your New Year Eve? Remember I mentioned on my previous post that I'm gonna celebrate my New Year Eve with #AABC X AIRASIAREDTIX NEON COUNTDOWN 2017? I did and it was super fun and awesome night! Promised you guys will blog about the happenings and here you go.

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