For the uninitiated, PIN & PAY is a secure method of payment that uses a PIN or a 6-digit secret code instead of signature to authorise payment.
PIN has been the standard for verifying customers for all card purchases at domestic points of sale since January 1st, 2017.
So, if you haven't enabled your PIN, you might want to spend a few minutes doing it online or at an ATM.
1. Just hand it to the cashier who will swipe or insert it in the terminal
2. At the prompt, key in your PIN or 6-digit secret code
3. Press enter and you're done!
If you are travelling soon and need your payment cards sorted, just call up or visit your local bank, enable your PINs and enjoy smooth, hassle-free payments on your trip!